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Zion HealthShare medical cost share

Pre-Membership Conditions

In order to maintain affordable membership for everyone, HealthShare's offer a pre-membership medical condition guideline that limits sharing on any illness or injury that occurred within 24 months before joining the HealthShare.

HealthShare offers a phased-in approach for pre-membership conditions. Initially, there's a one-year waiting period from your membership start date. Then, the sharing amount increases yearly.

  • Year One: Not shareable (waiting period)

  • Year Two: Up to $25,000

  • Year Three: Up to $50,000 per sharing request

  • After four years, up to $125,000 can be shared in a 12-month period. This maximum resets annually

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